Terms and Conditions
TERMS AND CONDITIONS
PML Investment Network LLC
Effective Date: March 3, 2026
Website: https://pmlinvestments.com
Email: [email protected]
1. LEGAL AGREEMENT
These Terms and Conditions (“Terms”) constitute a legally binding agreement between you (“User,” “Applicant,” “Borrower,” or “you”) and PML Investment Network LLC (“PML,” “Company,” “we,” “us,” or “our”).
By accessing this website, submitting any form, application, inquiry, or otherwise engaging with PML, you acknowledge that you have read, understood, and agree to be bound by these Terms.
If you do not agree, you must discontinue use immediately.
2. NATURE OF SERVICES
PML Investment Network LLC is a private real estate investment lending network that facilitates and structures asset-based financing for non-owner-occupied investment properties.
PML:
Is not a bank.
Is not a depository institution.
Is not a consumer mortgage lender.
Does not provide consumer-purpose loans.
Does not provide owner-occupied primary residence financing.
All financing is strictly for business-purpose, investment-related transactions.
3. BUSINESS-PURPOSE LOANS ONLY
All loans facilitated by PML are intended solely for:
Business purposes
Investment properties
Non-owner-occupied real estate
By submitting an application, you represent and warrant that:
The property is not your primary residence.
The loan is for business or investment purposes only.
You are not seeking consumer credit.
Any misrepresentation may result in immediate denial or termination.
4. NO OFFER OR COMMITMENT TO LEND
Nothing on this website constitutes:
A loan approval
A loan commitment
A binding term sheet
An offer to lend
A guarantee of funding
A guarantee of rates or terms
All financing is subject to:
Underwriting review
Property valuation
Credit review
Liquidity verification
Background review
Partner approval
Final documentation
PML reserves sole discretion in approving, modifying, or declining any request.
5. RESTRICTED STATES
PML does not currently lend in the following states:
Oregon (OR)
Utah (UT)
Vermont (VT)
North Dakota (ND)
South Dakota (SD)
Nevada (NV)
Arizona (AZ)
These restrictions may change at any time without notice.
Submitting an application from a restricted state does not obligate PML to provide services.
6. INELIGIBLE PROPERTY TYPES
PML does not fund:
Owner-occupied primary residences
Consumer-purpose transactions
5+ unit multifamily (unless approved by partner guidelines)
Large commercial-only properties
Agricultural/farm properties
Rural or remote properties
Mixed-use properties (unless approved)
Co-ops or TIC interests
Short-term rental-only properties (where prohibited)
Exotic or non-standard construction types
Eligibility is determined solely by underwriting guidelines and partner criteria.
7. NO FINANCIAL, LEGAL, OR TAX ADVICE
All information provided by PML — including strategy sessions, consultations, marketing materials, website content, and communications — is for informational purposes only.
PML does not provide:
Legal advice
Financial advice
Investment advice
Tax advice
Accounting advice
You are solely responsible for consulting licensed professionals before making any investment or financing decision.
8. NO GUARANTEE OF RESULTS
Real estate investing involves substantial risk.
PML makes no representations or warranties regarding:
Investment performance
Profitability
Market appreciation
Loan approval
Interest rates
Project success
Exit strategy viability
Past results do not guarantee future outcomes.
9. THIRD-PARTY LENDING PARTNERS
PML may work with:
Institutional capital providers
Private lending partners
Brokers
Underwriting firms
Wholesalers
Builders
Service providers
PML does not control and is not responsible for:
Independent actions of third parties
Loan terms set by partners
Performance of affiliated vendors
Construction timelines
Investment outcomes
Any agreements entered into with third parties are separate and governed by independent contracts.
10. USER REPRESENTATIONS
By submitting any information, you represent and warrant that:
All information provided is accurate and complete.
You are authorized to submit the information.
You are not submitting false or misleading information.
The transaction is for business or investment purposes.
You understand no loan approval is guaranteed.
False statements may result in denial, termination, or legal action.
11. COMMUNICATION CONSENT
By submitting any form or application, you expressly consent to receive communications from PML via:
Phone calls
SMS/Text messages
Automated dialing systems (where permitted by law)
Message and data rates may apply.
You may opt out at any time by replying STOP (for SMS) or by written request.
12. INTELLECTUAL PROPERTY
All website content, trademarks, logos, branding, graphics, and written materials are the exclusive property of PML Investment Network LLC.
Unauthorized use, reproduction, or distribution is strictly prohibited.
13. LIMITATION OF LIABILITY
To the fullest extent permitted by law, PML Investment Network LLC shall not be liable for:
Indirect, incidental, consequential, or punitive damages
Loss of profits
Loss of investment capital
Project delays
Market losses
Errors or omissions in website content
Third-party actions
Your use of this website and services is at your own risk.
14. INDEMNIFICATION
You agree to indemnify, defend, and hold harmless PML Investment Network LLC, its members, managers, affiliates, partners, and agents from any claims, damages, liabilities, costs, or expenses arising from:
Your investment decisions
Your use of this website
Misrepresentation of information
Violation of these Terms
15. PRIVACY POLICY
Your use of this website is governed by our Privacy Policy:
https://pmlinvestments.com/privacy
By using this website, you acknowledge and agree to the terms of the Privacy Policy.
16. MODIFICATIONS
PML reserves the right to update, modify, or revise these Terms at any time without prior notice.
Continued use of the website constitutes acceptance of any revisions.
17. GOVERNING LAW & JURISDICTION
These Terms shall be governed by the laws of the State of Texas.
Any dispute arising from these Terms shall be resolved exclusively in the courts located in the State of Texas.
You consent to personal jurisdiction in Texas.
18. SEVERABILITY
If any provision of these Terms is found unenforceable, the remaining provisions shall remain in full force and effect.
19. CONTACT INFORMATION
PML Investment Network LLC
Email: [email protected]
Website: https://pmlinvestments.com